Do I Still Need Insurance?
Yes, and no. We do recommend maintaining health insurance for services outside of our practice, such as specialist visits, imaging, hospital care, and lab work.
But, with concierge care, you can get a primary physician, with low monthly payments that are much cheaper than most insurance policies if you are paying out of pocket.
At Kind Concierge Care, your membership covers your primary care needs directly.
That means you can receive personalized, high-quality medical care without relying on insurance for office visits.
For many patients—especially those who are self-employed, between jobs, or without employer-sponsored coverage—this provides a simpler and more affordable way to access consistent care.
While insurance is not required for your primary care here, we generally recommend maintaining some form of coverage for:
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Hospitalizations
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Specialist visits
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Catastrophic Injuries
Cost Transparency Advantage:
We also offer direct lab pricing, which often allows patients to access blood work and other services at significantly lower costs than traditional insurance-based pricing.
In many cases, patients find they pay less out-of-pocket for labs than they would using insurance.
This model gives you flexibility—you can rely on your membership for day-to-day care, while choosing how and when to use insurance for larger medical needs.
For many patients, this approach simplifies healthcare, reduces unnecessary costs, and restores direct access to their doctor.
